Welcome to digital.ngelirik.com (the “Blog“). These Terms of Service (“Terms“) govern your access to and use of the Blog, including any content, functionality, and services offered on or through the Blog. By accessing or using the Blog, you signify that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Blog.
1. Acceptance of Terms
By accessing or using the Blog, you agree to be bound by these Terms. These Terms constitute a legally binding agreement between you and digital.ngelirik.com. If you do not agree to these Terms, please do not use the Blog.
2. User Responsibilities
You are responsible for your use of the Blog and for any content you post. You agree to use the Blog only for lawful purposes and in a manner that does not infringe the rights of, restrict or inhibit the use and enjoyment of the Blog by any third party. This includes respecting the intellectual property rights of others and refraining from posting any unlawful, harmful, abusive, defamatory, or obscene content.
You are solely responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password.
3. Content
The Blog provides information and commentary related to navigating the future of finance with smarter digital banking. While we strive to provide accurate and up-to-date information, the content on the Blog is for informational purposes only and should not be construed as professional financial advice. You should consult with a qualified financial advisor before making any financial decisions.
digital.ngelirik.com does not endorse any specific products, services, or companies mentioned on the Blog. Any opinions expressed on the Blog are solely the views of the authors and do not necessarily represent the views of digital.ngelirik.com.
4. Intellectual Property Rights
The Blog and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof), are owned by digital.ngelirik.com, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit any of the material on our Blog except as follows:
- Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
- You may store files that are automatically cached by your Web browser for display enhancement purposes.
- You may print or download one copy of a reasonable number of pages of the Blog for your own personal, non-commercial use and not for further reproduction, publication or distribution.
You must not:
- Modify copies of any materials from this site.
- Use any illustrations, photographs, video or audio sequences or any graphics separately from the accompanying text.
- Delete or alter any copyright, trademark or other proprietary rights notices from copies of materials from this site.
If you print, copy, modify, download or otherwise use or provide any other person with access to any part of the Blog in breach of the Terms, your right to use the Blog will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.
5. Disclaimer of Warranties
The Blog is provided “as is,” without warranty of any kind. digital.ngelirik.com makes no representations or warranties of any kind, express or implied, as to the operation of the Blog or the information, content, materials, or products included on the Blog. To the fullest extent permissible by applicable law, digital.ngelirik.com disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.
6. Limitation of Liability
In no event shall digital.ngelirik.com be liable for any damages of any kind arising from the use of the Blog, including, but not limited to, direct, indirect, incidental, punitive, and consequential damages. This limitation of liability applies to all causes of action, whether based on contract, tort, or any other legal theory.
7. Changes to the Terms of Service
digital.ngelirik.com reserves the right to modify these Terms at any time. Any changes to these Terms will be effective upon posting to the Blog. Your continued use of the Blog following the posting of any changes constitutes acceptance of those changes.
8. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the [State/Country] without giving effect to any principles of conflicts of law.
9. Contact Us
If you have any questions about these Terms, please contact us at support@ngelirik.com.
10. Refund Policy
As this blog provides free access to informational content, there are no refunds offered.